Privacy Policy

Last updated: February 2026

In plain English: HiMortgages.ie provides mortgage calculators to help you understand your options. If you choose to submit your details, we may share them with a regulated mortgage broker so they can contact you.

We take your privacy seriously and only use your information for the purposes explained below.

Who We Are

HiMortgages.ie is an independent Irish mortgage information platform providing online calculators and optional broker referral services.

Data Controller:
HiMortgages.ie

Hi Light Media.

Gray Office Park,
Galway Retail Park,
Headford Road,
Galway,
Ireland

Email: privacy@himortgages.ie
General enquiries: info@himortgages.ie

What Information We Collect

We only collect data that is necessary to provide our services.

When you use our calculators:

  • Property price, deposit, mortgage details
  • Inputs used to generate estimates

When you submit a form:

  • Name
  • Email address
  • Phone number

When you browse the website:

  • IP address
  • Device and browser type
  • Pages visited

We do not collect unnecessary or excessive data.

How We Use Your Information

We use your data to:

  • Provide mortgage calculations and estimates
  • Respond to your enquiries
  • Connect you with a regulated mortgage broker (only if you request this)
  • Improve our website and tools
  • Prevent fraud or misuse

We do not sell your personal data.

Mortgage Broker Referral

If you request a callback or submit your details:

  • Your information may be shared with a regulated third-party mortgage broker
  • The broker will contact you directly
  • The broker acts as an independent data controller

Important:
By submitting your details and ticking the consent box, you agree to this referral.

Legal Basis for Processing

We process your data under the following legal bases:

  • Consent — when you submit your details
  • Legitimate interest — to operate and improve our website
  • Legal obligation — where required under Irish or EU law

You can withdraw consent at any time.

Who We Share Your Data With

We may share your data with:

  • Regulated mortgage brokers (only when requested)
  • Website hosting providers
  • Analytics providers (in anonymised form where possible)

We do not share your data for advertising purposes.

How Long We Keep Your Data

We only keep your data for as long as necessary:

  • Enquiries: up to 3 years
  • Consent records: up to 6 years
  • Technical data: up to 90 days

After this, data is deleted or anonymised.

Your Rights

Under GDPR, you have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Request deletion of your data
  • Restrict or object to processing
  • Request data portability
  • Withdraw consent at any time

To exercise your rights, contact:
privacy@himortgages.ie

We aim to respond within 30 days.

Security

We take appropriate security measures to protect your data, including:

  • Secure hosting
  • HTTPS encryption
  • Access controls

No system is 100% secure, but we take all reasonable steps to protect your information.

International Data Transfers

Your data is primarily stored within the EU.

If data is transferred outside the EU, appropriate safeguards such as Standard Contractual Clauses are used.

Cookies

We use essential cookies to ensure the website functions correctly.

We may use analytics cookies to improve performance.

We do not use advertising or tracking cookies without your consent.

Children’s Privacy

This website is not intended for users under 18.

We do not knowingly collect data from children.

Complaints

If you are unhappy with how your data is handled, you can contact us directly.

You also have the right to lodge a complaint with:

Data Protection Commission (Ireland)
www.dataprotection.ie

Consent Statement

By submitting your details, you agree that HiMortgages.ie may share your information with a selected mortgage broker for the purpose of contacting you about your enquiry.

You understand that you may be contacted by phone or email and can withdraw your consent at any time.

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